This insurance is distributed by A.S.O. acting as Marsh's Insurance Intermediary and registered with ORIAS under the number 24005109.
Insured : any person who has subscribed to the cancellation insurance with their registration for the à L’Etape du Tour de France 2026
Purpose of insurance : to reimburse registration fees paid for the à L’Etape du Tour de France when the insured is forced to withdraw due to :
• Death, accident or illness of the insured;
• Death, accident or serious illness (accident or illness requiring hospitalization) of a spouse, cohabiting partner or partner in a civil partnership, a first-degree ascendant or descendant, a brother or sister, occurring within the thirty days preceding the event;
• Pregnancy and childbirth, provided the Insured is not pregnant at the time of subscription;
• Visa refusal by the authorities of the country of the event, provided that the participant has not previously been refused a visa by these authorities;
• Theft of the Insured's identity card or passport in the seven days prior to the event, provided these documents are essential for travel;
• Ccourt summons ;
• Invitation to a make-up exam (university only), provided that the failure was not known at the time of registration for the event;
• Serious damage (theft, fire, water damage, natural elements) to the Insured's principal or secondary residence or business premises, more than 50% of which is destroyed and which absolutely requires the Insured's presence on the day of departure or event;
• Characterized accident during rail or sea transport enabling the Insured to travel to the event (with the exception of strikes and industrial action).
Main exclusions include:
o Illness or accident suffered prior to taking out the insurance
o Epidemics and pandemics, including the direct or indirect consequences of COVID-19 for the insured person (positive test, contact case or any other risk) are therefore excluded.
o Psychological or psychiatric disorders, nervous or mental illness, and their consequences;
o Pregnancy prior to taking out the insurance
o Deliberate action by the insured
Compensation conditions: all requests for compensation must be made via an online declaration directly with the event’s insurance underwriter : https://timeto.sam-assurance.com, no later than 15 days after the event.
Compensation will be processed after the event.
This declaration must be accompanied by an official document justifying cancellation of participation and, notably, in the event of an accident or illness, a medical certificate drafted in French, English or Spanish and issued no later than 2 days following the event. This certificate must explicitly mention the inability to participate in the event.
Your request will be studied within two months of the event and, if justified and covered by the insurance policy, compensation will be paid to you by bank transfer within the following month.
PLEASE NOTE:
• Cancellation insurance (for bib numbers and insurable options) can only be taken out when registering for the event; it cannot be taken out at a later date
• For team registrations:
The cancellation insurance can only be taken out by the team captain when registering the team
Insurance for insurable options is taken out individually by each participant only when registering
The insurance is activated on an individual basis (i.e. independently of other team members); the insured participant needs the subscription number sent by email to the team captain at the time of subscription in order to make a claim. If you cancel your registration, the compensation corresponds to the amount of the race number (and options insurable) of the insured person who did not participate.
• For multi-event registrations:
Cancellation insurance can only be taken out when registering for the events;
Participation in each event is covered independently of the other event.
We recommend that you read the full terms and conditions of the policy contained in the insurer's information notice.
This insurance is distributed by A.S.O. acting as Marsh's Insurance Intermediary and registered with ORIAS under the number 24005109.
This Personal Accident Insurance is offered by the organiser's insurer so that you are correctly covered during your participation in the L’Etape du Tour de France 2026 It is optional but is strongly recommended.
As you may know, the vast majority of your usual insurance policies (including guarantees included with your bank cards, loan insurance, etc.) totally exclude any participation in sports events either on an amateur or professional basis, and therefore exclude the risks involved in your taking part in the L’Etape du Tour de France.
It is therefore important that you check the extent of the cover provided by your normal insurance policies (and the exclusions) and, if you are not sufficiently covered or not covered at all, you should consider taking out the proposed insurance policies by clicking on the link below.
This insurance will cover you if you have an accident whilst taking part in the event, whether or not you were responsible and whether or not there is an identified responsible third party. You are only covered during the event from the time you cross the starting line until the time you cross the finishing line or you abandon the event.
It guarantees the following accidents that may occur during the event:
• in the event of death or total or partial permanent disability (due to this accident), the payment of a capital (within the limits of the purchased insurance option),
• coverage of medical costs (within the limits of the purchased insurance option), and, if necessary, repatriation.
This Individual Accident is optional but highly recommended. It can be taken out in addition to any existing insurance you may already have or if you are not already covered. You may purchase the cover from the insurer of your choice, from your federation or from Marsh, organizer’s broker, whose proposed insurance (detailed notice and application form) can be consulted and downloaded by clicking on the link below.
PLEASE NOTE:
• For team registrations, this insurance is personal and must be taken out, if desired, when the team captain registers for the event and when team members register; insurance can also be taken out by each individual up until the day before the event;
• For multi-event registrations, subcription must be taken out for each event:
During initial registration and when registering for the second event,
At any time up until the day before each event.
We recommend that you read the full terms and conditions of the policy contained in the insurer's information notice.